Government student loans
If you're from the UK, you can apply for an undergraduate or postgraduate student loan to cover your tuition fees and living costs.
Covering your undergraduate studies
|Support||What is it?||How much?||More information|
|Student loan for tuition||For UK students to cover cost of tuition fees. The loan is paid back in instalments once you're earning a minimum salary.||Up to £9,250 per year||More information can be found on the Government's website|
|Student loan for living costs||For all UK students to help with living costs. The amount that can be borrowed depends on your household income and where you live. The loan is paid back in instalments once you're earning a minimum salary.||Up to £9,203 per year||More information can be found on the Government's website|
You can use the student finance calculator to estimate how much you're entitled to.
Applying for a student loan
You don't need to have a confirmed place at a university or college to apply for your student loan. Applications can be made online on the Government's website.
Repayment of student loans
The earliest you’ll start to repay your student loan is on 6 April the year after you finish your course, and that’s only if you’re earning over the £27,295 threshold (£524 a week / £2,274 a month). When your repayments start, you’ll pay back 9% of anything you earn over the threshold.
For example, if you earn £30,000 per year, you will pay back 9% of £2,705, which is £243.45 per year - that's just £20.28 per month.
Your repayments will come straight out of your pay, you’ll see them in your pay slip. If your earnings drop below the threshold, you’ll stop paying.
Read more on the Government student finance website.
- Student Finance England
- Student Awards Agency for Scotland
- Student Finance Wales
- Student Finance Northern Ireland
- Student Loans Company
- Access Agreements
Guidance on financing studies and working in the UK for international students.