Government student loans

If you're from the UK or EU, you can apply for an undergraduate or postgraduate student loan to cover your tuition fees and living costs.

Covering your undergraduate studies

SupportWhat is it?How much?More information
Student loan for tuitionFor UK/EU students to cover cost of tuition fees. The loan is paid back in instalments once you're earning a minimum salary.Up to £9,250 per yearMore information can be found on the Government's website
Student loan for living costsFor all UK students to help with living costs. The amount that can be borrowed depends on your household income and where you live. The loan is paid back in instalments once you're earning a minimum salary.Up to £8,200 per yearMore information can be found on the Government's website

You can use the student finance calculator to estimate how much you're entitled to.

Applying for a student loan

You don't need to have a confirmed place at a university or college to apply for your student loan. Applications can be made online on the Government's website.

Repayment of student loans

You don't need to start repaying your student loan until you're earning £25,000 or over. If your income drops below this amount then your repayments will pause. For further information, please see the Government's website. 

Relevant links

Covering your postgraduate studies

Loans are now available via the Student Loans Company to UK and EU resident students to fund study of full Masters courses. Loans of up to £10,906 are available and are paid directly to the student (Government's website 2019).

The loans will be available to cover:

  • one and two year full-time courses
  • part-time courses of up to four years where three is a full time equivalent
  • three year part-time courses where there is no full time equivalent. Funding will only be paid in the first two years.

The Master's Loan is not available for postgraduate certificates, diplomas or top-up courses. You'll start repaying your loan when your income is over £404 a week or £1,750 a month (before tax and other deductions).

Please visit the Government's website for more information.