Government student loans

If you're from the UK, you can apply for an undergraduate or postgraduate student loan to cover your tuition fees and living costs.

Covering your undergraduate studies

SupportWhat is it?How much?More information
Student loan for tuitionFor UK students to cover cost of tuition fees. The loan is paid back in instalments once you're earning a minimum salary.Up to £9,250 per yearMore information can be found on the Government's website
Student loan for living costsFor all UK students to help with living costs. The amount that can be borrowed depends on your household income and where you live. The loan is paid back in instalments once you're earning a minimum salary.Up to £9,203 per yearMore information can be found on the Government's website

You can use the student finance calculator to estimate how much you're entitled to.

Applying for a student loan

You don't need to have a confirmed place at a university or college to apply for your student loan. Applications can be made online on the Government's website.

Repayment of student loans

The earliest you’ll start to repay your student loan is on 6 April the year after you finish your course, and that’s only if you’re earning over the £27,295 threshold (£524 a week / £2,274 a month). When your repayments start, you’ll pay back 9% of anything you earn over the threshold.

For example, if you earn £30,000 per year, you will pay back 9% of £2,705, which is £243.45 per year - that's just £20.28 per month.

Your repayments will come straight out of your pay, you’ll see them in your pay slip. If your earnings drop below the threshold, you’ll stop paying.

Read more on the Government student finance website.

Relevant links

International students

Guidance on financing studies and working in the UK for international students.

International funding

Postgraduate Master’s and Doctoral Loans

Postgraduate students from the UK can access loans via the Student Loans Company to fund study of masters and PhD-level qualifications. Loan amounts are around £10,000 per year – please check the government website for the most up-to-date figures.

Loans are available for full master’s (MSc and MRes) and PhD programmes. They are not available for postgraduate certificates, diplomas or top-up courses.

Please visit the Government's website for more information.